We require insurance companies to pay
Despite all the laws that exist to avoid them, accidents involving an intoxicated driver are still very common. The legal level of alcohol in the blood has been .08 since the 1980s, and authorities are doing everything possible to prevent intoxicated people from driving their car. Still, drunk driving is one of the main causes of crashes and accidents.
The person driving drunk or under the influence of drugs is responsible for having their insurance company pay the medical expenses of the victims of the accident. The most common injuries in this type of accident are: fractured bones, burns, brain injuries, damage to internal organs, concussions, etc.